Somerton Car Accident Lawyers

Motor vehicle collisions may happen anywhere in Somerton, Arizona. Car wrecks often leave injured parties dealing with ongoing pain, mounting medical expenses, and uncertainty about what to do next. Retaining experienced legal counsel may make a significant difference in guiding you toward a fair recovery for medical bills, lost earnings, pain and suffering, and other accident-related damages.  

Your recovery matters after a crash–work with a Somerton auto accident attorney to protect your rights and recover maximum compensation for injuries.

High-Risk Intersections in Somerton, Arizona

Somerton, AZ experiences motor vehicle wrecks at busy intersections. Drivers should exercise due care while traveling near these intersections:

• Highway 95 and 8th Avenue
• Highway 95 and Main Street
• Main Street and 16th Avenue

These Somerton intersections tend to see a higher rate of accidents due to heavy traffic. Those injured in crashes may benefit from consulting an attorney to protect their rights.

Common Causes of Car Wrecks in Somerton, AZ

Traffic collisions in Somerton often occur at busy intersections or along heavily traveled routes headed toward Yuma. Common causes include:

• Unsafe road conditions
• Drunk or impaired driving
• Distracted or reckless driving
• Speeding and running red lights
• Failure to yield or follow traffic signs

Understanding what caused your motor vehicle crash is the first step in holding the negligent driver or party accountable for damages incurred.

How Auto Insurance Works in a Motor Vehicle Collision

When a car wreck occurs, auto insurance plays a crucial role in covering bodily injury and property damage. Filing a claim involves reporting the incident to the insurance company, providing documentation such as accident reports by Somerton Police Department and medical records, and claims adjusters investigating the crash to establish liability and coverage for all parties involved.

Understanding how insurance works is important, as insurance policies may often have coverage limits, exclusions, and deadlines. For instance, if a driver operates someone else’s vehicle and is listed as an excluded driver for the auto insurance policy, coverage issues may arise, causing the claimant to rely on their uninsured motorist coverage (UM). Similarly, in hit-and-run accidents, injured parties may also have to use UM coverage.  

Medical payments coverage may help pay for medical bills for accident-related injuries. If the at-fault driver’s bodily injury liability limits are too low to cover all damages or if multiple claimants are involved, an injured party may have to use their underinsured motorist coverage (UIM). Similarly, drivers may need to use their collision coverage to repair or replace their vehicle if the at-fault party’s property damage coverage limits are exhausted.

What Type of Compensation Can Be Recovered in a Car Accident Claim?

If a negligent driver or another party caused a motor vehicle collision in Somerton or elsewhere in Yuma County, Arizona, an injured person may be entitled to compensation for economic and non-economic damages. While no settlement from a car wreck may fully undo the impact of a serious crash, a fair and reasonable recovery may help cover medical bills, lost income, pain and suffering, and other damages, giving your family peace of mind.

To determine the fair and reasonable value of your personal injury case, it is important to consult with an experienced auto accident attorney serving Somerton and surrounding areas. There is no standard settlement amount, as each case depends on its unique facts and circumstances. A thorough evaluation allows your car accident lawyer to assess the potential compensation you may be entitled to.

What if the At-Fault Driver Does Not Have Auto Insurance?

Finding out that the driver who caused the motor vehicle crash does not have active insurance may be frustrating and stressful. The unfortunate reality is that uninsured drivers are common in Arizona. When this occurs, this does not necessarily mean that an injured party is out of options for financial recovery. Seeking the guidance of an experienced Somerton auto accident attorney is important in these situations.

After a traffic collision caused by a driver without valid liability coverage, you may have to rely on your own auto insurance policy if you carry uninsured/underinsured motorist coverage (UM/UIM), collision coverage, and medical payments coverage (MedPay). Your UM/UIM coverage may step in to pay medical bills, wage loss, and other damages when the at-fault motorist does not have insurance or is listed as an excluded driver on the policy.

If the at-fault driver does not carry active liability insurance or their property damage limits do not fully cover your car, your collision coverage may help pay for vehicle repairs or replacement. Your medical payments coverage may help cover hospital bills, doctor visits, and other medical expenses after a motor vehicle collision. Hiring a skilled injury lawyer is important for a first-party claim to help ensure your insurance company treats you fairly.

Hit-and-Run Collisions in Somerton, Arizona

When the at-fault driver flees the scene of a crash, other involved parties are often left with injuries, vehicle damage, and no clear way to recover damages. In Arizona, your uninsured motorist coverage may help cover damages when the fleeing driver is not successfully identified. Reporting the incident to local law enforcement immediately and contacting a knowledgeable injury lawyer can make a significant difference in the outcome of your case.

When You Should Hire an Auto Accident Attorney

Not every fender bender case will require legal counsel, but certain accidents make it important to contact an experienced injury lawyer. If you have suffered traumatic injuries that affect your ability to work, perform activities of daily living, or enjoy life as you once did, you should seek legal representation as soon as possible. An attorney can help protect your rights, deal with difficult insurers, and recover full compensation for your damages.

Hiring a lawyer is also crucial when liability disputes or coverage issues arise. These situations may quickly complicate a bodily injury claim and limit your ability to recover fair damages. Examples include disputed liability when the parties involved cannot agree on what caused the incident, insurance denial if the other driver’s insurer denies or undervalues the claim, and if the at-fault party is a government entity.

A knowledgeable Somerton car accident lawyer understands how to handle these complex issues in a personal injury case, ensuring that your claim is filed correctly, relevant evidence is preserved, and your rights are protected from the start. The sooner you involve an attorney in an auto accident case, the better your chances of obtaining a fair and reasonable resolution.

Why Choose Southwest Injury Law for Your Accident Case

Our dedicated legal team at Southwest Injury Law understands the challenges local residences face after a traffic collision. From investigating the cause of the incident to negotiating with difficult insurance companies, we work diligently to protect your rights and help you move forward with confidence. Call our law office or fill out an online contact form to schedule a free, no-obligation consultation to learn more about our services.

Contact a Somerton, AZ Car Accident Lawyer for Assistance

If you or a family member has sustained injuries in a motor vehicle collision, do not wait to get the assistance and support you deserve. The aftermath of a crash may be overwhelming, but you do not have to handle the difficult process that follows alone. Our Somerton, AZ auto accident attorneys can guide you through the process and maximize your recovery. Call for a free consultation at (602) 777-3300.