Insurance Claims Lawyers in Phoenix

Living in a large city like Phoenix can come with its share of problems. Many people don’t realize that insurance claims can be made in just about any situation. Whether it is an auto insurance claim after an accident or your homeowners’ insurance policy, Southwest Injury Law’s insurance claims lawyers are here for you.

It should go without saying that insurance is needed for almost anything nowadays. This doesn’t always mean your insurance covers you for the situation you are in. Phoenix residents! Do not assume the insurance agency is on your side when making a claim. It is important to create an agreement that meets the criteria you need to be covered with your insurance, so you always have a footing if the insurance agency decides not to pay.

Our experienced attorneys at Southwest Injury Law know how to help make sure that insurance companies pay what is rightfully owed depending on your individual claim. If the terms of your agreement with an insurance company have been met, you should be reimbursed for benefits paid in advance (premiums). Let Southwest Injury law give you peace of mind and reduce your stress while we competently handle your case.

What Is Bad Faith?

Bad faith insurance is when insurers refuse to negotiate in good faith and hold up their end of your policy.

A great example of bad-faith insurance would be if an insurer tried to offer you $10,000 for the loss that was worth millions.

There are many reasons a claim might be denied or the settlement you want doesn’t get approved, but if the insurance company can’t provide a coherent explanation for denying your claims you might have grounds to accuse them of acting in bad faith.

In some cases, it’s hard to tell whether an insurer is being dishonest or they’re just incompetent and unable to explain why they think their decision was correct. If this happens then try contacting other people with similar problems that may know more about what happened so that you can make educated decisions on how best to proceed from here – it’s not always easy figuring out when someone has acted in good faith versus something worse like intentional dishonesty which should never go unpunished.

Here are some examples of bad faith insurance practices you should look out for:

  • Denying your insurance claim without providing a valid reason
  • Not informing you about the important benefits you’re entitled to or intentionally withholding that information from you
  • Canceling your insurance policy with no apparent reason
  • Delaying the processing and paying of your insurance claim
  • Offering a low settlement amount that is not justified

Types of Insurance Claims

Las Vegas insurance claims often involve a few common types. You may be required to work with an attorney while working with any of the following, and one such law firm is Southwest Injury Law.

Home Insurance

Homeowners insurance protects you from financial hardship and helps to ensure that your family stays safe. Your home insurance will cover your house and property against any damages, as well as provide you with financial protection if someone gets hurt on your property. If your insurance company refuses to pay your claim, then it can negatively affect your finances.

Vehicle Insurance

This type of insurance can provide protection to drivers and passengers. Having car insurance is required by law in most states, including Nevada, but there have been cases where they don’t cover the driver fully for their financial responsibility if a car accident occurs. Our lawyers are here to make sure that you are covered and get a fair settlement.

Life Insurance

Life insurance policies are a show of love and support, but sometimes they don’t pay up. If your loved one’s life insurance policy isn’t paying out during this tragic time, you can contact our team to put pressure on them.

Business Insurance

Insurance is a wise investment if you want to protect your livelihood and business from any unfortunate events like being sued for premises liability. Nobody wants their life’s work to be lost in one moment of disaster, which is why so many choose insurance as protection against such an event. If you’re in a bad place and your insurance company low-balled your claim or don’t agree to pay, then you will need the best team by your side to help you.

Why You Need To Get An Insurance Claims Lawyer

Insurance companies owe a duty to their policyholders not just to pay out on claims, but also to handle them responsibly. If an insurance company fails in this responsibility and violates the law by engaging in bad faith practices when handling your claim, you may have grounds for legal action against that company.

Proving bad faith insurance may entitle you to compensation for any additional damages, like the stress and inconvenience of dealing with your insurer. Get help from an insurance claims attorney if it’s a possibility that your insurance company is acting in bad faith.

You are entitled to file a personal injury claim if your insurance company denies coverage. You will need an experienced Phoenix bad faith lawyer who can help recover damages for breach of contract.

Your personal injury lawyer will work to see you receive the full value of what you are owed under the law. In some cases, punitive damages may be available for those who have been wronged maliciously or fraudulently by their insurance company. Recovering bad faith damages can include financial losses like economic and emotional distress along with legal fees incurred during the litigation.

insurance lawyers in the area

Best Insurance Claims Lawyers In Las Vegas

You’ve worked hard your entire life, and now you may be facing a devastating injury or financial loss. Don’t let insurance companies take advantage of this situation by providing the best possible outcome for yourself with one of our seasoned attorneys on your side.

You’re still going to have some tough decisions ahead when it comes to recovery time and adjusting back into society in general, but don’t worry–we’ve got all that covered!

We know how these situations can feel like they’ll never end at first glance; however, just give us a call today so we can get started working towards an ideal solution together right away.

Do you need help with your insurance claims? We can provide legal assistance in a free consultation. Call now at (702) 600-3200 or fill out the online contact form to talk to an insurance claims lawyer in Phoenix.

Get a Free Consultation

If you have been hurt in a car accident, Southwest Injury Law is the best personal injury law firm in Nevada and Arizona. Get off the phone with insurance adjusters and focus on healing. Leave the legal work to Southwest Injury Law, your trusted Personal Injury Lawyers In Las Vegas, NV, Phoenix, AZ, and surrounding areas.